# Amrita Financial

> Amrita Financial is a nationally licensed life settlement brokerage led by Paul Bowen, a career life settlement specialist with decades of experience. Amrita serves financial advisors, insurance agents, estate attorneys, and CPAs who want a trusted partner to help their clients unlock the hidden value in life insurance policies.

## About Amrita Financial
- Led by Paul Bowen, President, with deep expertise in life settlements
- Nationally licensed, headquartered in Orlando, FL
- 98% of business comes from financial advisor referrals
- Positioning: "The Advisor's Life Settlement Partner"
- Tagline: "The leader in life settlements"

## Paul Bowen, President
- Career life settlement specialist
- BS Communications, University of Florida (1995)
- 3x SEC Football Champion (UF, 1993-1995)
- Nationally licensed (CA License #0G63174)
- Regular speaker at major industry conferences including AALU, Notre Dame Tax and Estate Planning Conference, Florida Bar, Trusts & Estates Magazine events
- Recognized authority on life settlement valuation, fiduciary considerations, and advisor integration

## What Is a Life Settlement?
A life settlement is the sale of an existing life insurance policy to a licensed institutional buyer. The policy owner receives a lump sum cash payment, typically 4x to 8x the cash surrender value. Life settlements are regulated at the state level and have been legal since the 1911 Supreme Court ruling in Grigsby v. Russell.

## For Financial Advisors
Amrita Financial exists to make life settlements simple for advisors. We handle the entire process from policy evaluation through closing. Your client relationship stays intact. We provide:
- Free policy appraisals with no obligation
- Competitive bidding across multiple institutional buyers
- Full regulatory compliance and documentation
- Transparent communication throughout the process
- Advisor education and continuing education support

## Key Services
- Life settlement brokerage for advisor referred clients
- Policy valuation and appraisal
- Competitive auction process across institutional buyers
- Advisor education and conference presentations
- Compliance documentation and regulatory guidance

## Contact
- Website: https://amritafinancial.com
- Phone: (888) 539-8885
- Email: paul@amritafinancial.com
- Address: 7512 Dr. Phillips Blvd., Suite 50-907, Orlando, FL 32819

## Key Pages
- [For Advisors](https://amritafinancial.com/for-advisors)
- [How It Works](https://amritafinancial.com/how-it-works)
- [What Is a Life Settlement](https://amritafinancial.com/what-is-a-life-settlement)
- [Who Qualifies](https://amritafinancial.com/who-qualifies)
- [Case Studies](https://amritafinancial.com/case-studies)
- [About Paul Bowen](https://amritafinancial.com/about)
- [FAQ](https://amritafinancial.com/faq)
- [Contact](https://amritafinancial.com/contact)